PM SVANidhi Yojana: Earlier the deadline for this loan was fixed till March 2022, which has now been extended to December 2024. After the onset of the Corona pandemic, the country was put under lockdown in March 2020.
PM SVANidhi Yojana: The central government keeps on coming up with various schemes for the poor people of the country. Through this scheme, the government gives economic and social security to the people. The name of this scheme is Prime Minister Street Vendors Self-Reliant Scheme (PM Svanidhi Yojana). This scheme was launched on 2nd July 2020. Through this scheme, the government provides loan facilities to those people who are street vendors before 24th March 2020. These people are guaranteed free of charge.
What is PM Swanidhi Yojana?
Earlier the deadline for this loan was fixed till March 2022, which has now been extended till December 2024. After the onset of the Corona epidemic, a lockdown was imposed in the country in March 2020. The biggest impact of this was on the workers and laborers. People running on the streets.
In such a situation, to help these people, the government had started the PM Swanidhi Yojana, through which the government has started the facility of giving a guarantee free loan of 10 thousand rupees to the street vendors. , Under this scheme, people have to repay the loan in 1 year. If you repay this loan within a year, you can get a loan of Rs 20,000 for the second time and Rs 50,000 for the third time.
According to the data released by the government, under PM Swanidhi, the government has so far disbursed a loan of Rs 3,628 crore to more than 34 lakh street vendors.
Plan. The government also gives this loan without any guarantee. If you repay the loan in one year, you also get an interest subsidy of 7 percent per annum. In this case, you get a total cashback of Rs 1200 in your account.
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How to apply for Swanidhi Yojana-
- Click on pmsvanidhi.mohua.org.in to apply for Svanidhi Yojana.
- After that, you can apply here.
- You can also apply for this scheme by visiting the Common Service Center.
- You can also apply by visiting any government bank.
- To take advantage of this scheme, you must have a bank account and Aadhaar linked mobile number.
