Post Office Gram Suraksha Yojana: Investment plan of Indian Post Office is a great option for crores of investors across the country. The market has remained volatile since the Corona pandemic and the Russo-Ukraine war. In such a situation, there is a large population of the country who avoids investing their money in schemes like the stock market and mutual funds. In such a situation, if you are looking for safe investment options in which you do not have the risk of market risk along with better returns, then Post Office Gram Suraksha Yojana is a great option for you. In this scheme, you can make a huge corpus of Rs 35 lakh in a small investment of Rs 50.
Who can invest
Gram Suraksha Yojana is run under the Gramin Postal Life Insurance Scheme program of the Gram Suraksha Yojana Post. Anyone between the ages of 19 and 55 may invest in this plan. The minimum sum assured in this plan is Rs 10,000. At the same time, the maximum sum assured limit is Rs 10 lakh. You can deposit premiums on a monthly, quarterly, half-yearly, and yearly basis to invest in this scheme.
How much to invest
With a 1,500 rupee investment in the Post Office Gram Suraksha Yojana, you can receive up to Rs 35 lakh in funds. In such a situation, you will have to invest only 50 rupees per day. If you buy a minimum sum assured of 10 lakhs at the age of 19 years, you will get Rs 35 lakhs at the age of 55 years, Rs 1,463 at the age of 58, and Rs 1,411 at the age of 60 years to get a return of Rs 1,515 per month Will get Rs. Year to invest Rs. The maximum maturity of this plan is 80 years.
Loan facility available-
If you invest in this scheme, then you start getting loan facilities after 4 years. If a person dies after investing in the scheme, the nominee gets the amount deposited in the account. In the absence of the nominee, the money goes to the legal heir. You can open an account to invest in this programme by going to the neighborhood post office.
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