The majority of frauds take place where there is money. both in the real world and on the internet. Scammers are constantly watching for opportunities to take advantage of the little errors you may make. The most secure ATM machine is thought to exist. But con artists also keep an eye on that. Shoulder surfing is among the most typical ATM fraud schemes. Shoulder surfing is a sneaky tactic in which it is attempted to steal information by secretly peering over someone else’s shoulder. When consumers use ATMs or their phones to conduct transactions, this is typically done. Your PIN, password, username, or other sensitive information may be stolen and used improperly while someone is shoulder surfing. Learn what shoulder surfing is and how to prevent having your private information taken.

ATM Pin Scams – Shoulder surfing defined

A thief uses the covert technique of “shoulder surfing,” where he stands close to a target in order to watch their movements. Usually at ATMs or when individuals are using their phones, shoulder surfers peer over the shoulders of strangers. They want to steal passwords and PINs and utilize those pieces of personal information later on to get money. Shoulder surfing typically occurs in heavily trafficked business areas where it is simple for thieves to set up shop next to someone who is filling out a form, entering a PIN into an ATM, or using a calling card on a pay phone in a public place.

Some of the ways fraudsters use shoulder surfing are as follows:

• The thief can observe the user input their PIN number while standing close to the ATM and around it.
• Sitting next to you on a bus or train gives the criminal the opportunity to read your credit card details as you approach the payment machine.
• Thieves can wait in queue at a store and watch as customers enter their passwords at the checkout kiosk from behind.
• Always refuse assistance from strangers to stay safe. In comparison to engineers or bank workers, ATMs are more reliable.
• Keep an eye out for any odd characters trying to view your screen, and be aware of your surroundings.
• When entering your PIN at the ATM, use your hand to cover the screen and keypad. This lessens the likelihood that your PIN may be taken by a camera or other gadget.
• Inspect the area around the ATM screen for any suspicious cameras. Do not use the ATM and contact the authorities if you believe the camera may be invading your privacy.

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