Post Office Pension Plan: Not every person is able to make big investments in the era of inflation. At the same time, he always has the fear of losing his money. The Indian Post Office is the most dependable government agency in such a circumstance. From the beginning, people have had faith in it. We are providing you with information about a very well-known post office program, in which your investment will be absolutely safe and you will eventually receive significant returns. The name of this scheme is Sumangal Gramin Postal Life Insurance Scheme, which gives you a great return on investment.

Deposit Rs 95 
In this scheme of the Indian Postal Department, a person can make a corpus of Rs 14 lakh by depositing Rs 95 per day. To purchase this policy, you must be between the ages of 19 and 45. Anyone who is an Indian citizen may benefit from this.

What is the plan 
This Sumangal Gramin Postal Life Insurance Scheme is an endowment scheme. For individuals who need money repeatedly, this plan is really helpful. In this, when the insured person is alive then he gets the money. In other words, the insured receives his investment back. Additionally, insurance coverage is offered.

Create a fund of 14 lakhs like this,
If you are 25 years old then you can take this policy for 20 years with a sum assured of 7 lakhs. You will need to pay a daily premium of Rs 95 for this. That is, Rs 2850 will have to be deposited in a month. 8,850 will have to be paid for 3 months installment and Rs 17,100 for 6 months. By investing in this way, you will get around Rs 14 lakh on maturity.

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In this scheme, you will get money back 
Take a sum insured of Rs 10 lakh. If the policyholder passes away, the family will receive Rs. 10 lakh plus any bonus money. This policy has a 15 or 20-year duration. On completion of 6, 9, and 12 years in a 15-year policy, 20–20 percent of the Sum Assured is available as money-back. The remaining 40 percent amount is available on maturity along with a bonus. In a 20-year policy, 20-20 percent of the amount is available as money back in 8, 12, and 16 years, the remaining 40 percent with a bonus on maturity.

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