PNB Pre-Qualified Credit Card: This information is useful if you have an account with Punjab National Bank, the second-largest bank in the nation, and your salary is deposited there. At a Monday ceremony, PNB unveiled the pre-qualified credit card. Describe how clients with PNB salary accounts will be able to use this special credit facility. The bank has also introduced another unique offering in addition to this. This facility is a PNB FD overdraft facility. The special thing is that you will not need to go to the bank to take this overdraft. You can avail of this overdraft facility from the home of the PNB mobile banking app PNB One. Let’s know the details of both the features-
PNB launches pre-qualified credit
The PNB Pre-Qualified Credit Card, which was launched by the bank on Monday, is a special credit card for which only those customers who have a salary account can apply. It is in PNB (PNB Salary Account). You have two payment gateway choices with this card. Visa and Rupay serve as this gateway. To obtain this card, you do not need to visit a bank. You can apply for this through your mobile banking app PNB One or net banking sitting at home. Explain that customers will also get a discount of 0.25 percent on applying for the loan online.
If you want to take PNB Pre Qualified Credit Card, then apply for it by visiting PNB One or the website. Enter your PAN number and account details here. After cross-verifying your details, the bank will issue your card.
It is worth mentioning
that anytime we unexpectedly need money, we either get a bank loan or use the overdraft option (PNB overdraft facility on FD). Another kind of loan is an overdraft facility. Explain that customers will also get a discount of 0.25 percent on applying online for the overdraft facility. Fixed deposit customers of the bank can easily use the overdraft facility.
Bank CEO launching these two special digital features on 22nd August 2022
PNB’s pre-qualified credit card and overdraft facilities are now entirely digital and paperless, according to PNB CEO Atul Kumar Goel. Customers won’t need to go to the bank because of this, and the credit card will also have access to a number of facilities like reward points, insurance coverage, domestic and foreign lounge access, a spa credit limit, and a gym credit limit.
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