LIC Aam Aadmi Bima Yojana: Today we are going to tell you about a very special plan for LIC. This program is known as the LIC Aam Aadmi Bima Yojana. This is an insurance coverage plan of LIC. It was created specifically for those working in the unorganized sector. People working in the nation’s unorganized sector encounter numerous challenges on an economic level. They are additionally troubled by seasonal unemployment on top of this. The number of these persons, who are members of landless households, is also relatively large in the nation. All these people have to face many problems in life. This LIC program strives to provide insurance coverage to the unorganized sector and low-income landless families in such a situation. Let’s learn more about this scheme in depth in this episode:
In this plan of LIC, you can take an insurance cover of Rs 75,000 by paying a premium of Rs 100. People working in the unorganized sector benefit from a variety of different services under this program in addition to insurance coverage.
In accordance with this plan, the government will cover 50% of your expenses. That is, the total premium amount in this plan is Rs 200. The insured pays Rs 100 in this. The remaining premium payment of Rs. 100 is made at the same time by the state government.
Under this plan, if there is a natural death of the insured. In such a situation, 30 thousand rupees are given to the nominee. Whereas, if the policyholder dies in an accident. In such a situation, 75 thousand rupees are given to them.
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If the insured becomes completely permanently disabled. In such a case, the nominee chosen by him receives payment in the sum of 75,000 rupees. However, the plan has set a number of impairment requirements. If the insured person is disabled in one eye or one finger. In such a situation, 37 thousand rupees are given to him.
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