Sukanya Samriddhi Yojana: Sukanya Samriddhi Yojana is a special scheme run by the Government of India. The objective of this scheme is to secure the future of daughters in the country. A large number of parents in the country prefer to invest in this scheme to secure the future of their daughters. Sukanya Samriddhi Yojana is a long-term investment scheme being run for daughters. At present, you get an annual return of 7.6 percent on the money invested in this scheme. At the same time, many major changes are taking place in the Sukanya Samriddhi Yojana. Under the change in the rules, the provision of refunding the wrong interest in the account has been removed. Earlier the rule was that the daughter can operate the account only after 10 years. At the same time, under the changed rules, the daughter will not be able to operate the account before she turns 18.
Before the daughter turns 18, only her parents will be able to operate the account in her Sukanya Samriddhi Yojana. It is necessary to deposit Rs 250 every year in the account of Sukanya Samriddhi Yojana. If you don’t do this. In this case, your account is considered as default.
Whereas under the new rules, if you do not activate your account again. In such a situation, the interest rate will continue to be paid on the amount deposited in the account. Earlier, the opening of accounts of two daughters under Sukanya Samriddhi Yojana was exempted under Section 80C of Income Tax.
However, this benefit was not available to the third daughter. At the same time, according to the new rules, if you have twin daughters in your house after the birth of a daughter. In such a situation, you can also open an account of both those daughters in the scheme.
Read More: Kaam Ki Baat: Sukanya Samriddhi Yojana account saves daughter’s future, also gets tax benefits
Earlier, under Sukanya Samriddhi Yojana, the account was closed on the death of the daughter or change of her residence address. At the same time, under the new rules, if the account holder has any fatal disease. In such a situation, their account can also be closed.
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