Pashu Kisan Credit Card Scheme: The Government of India had launched Pashu Kisan Credit Card Scheme in the country. This plan was developed with all of the farmers who raise animals in mind. The purpose of this card is to help in the expansion of the business of the farmers engaged in animal husbandry.

See what the scheme is 

Farmers can use this card to meet various animal husbandry needs and fisheries. The benefit of this scheme will be available to only those farmers who are engaged in the work of cow, goat, buffalo, poultry, or fish farming. Under this scheme, the government gives loans of up to Rs 3 lakh to cattle farmers. No guarantee is required for loans up to Rs 1.6 lakh.

In this way

The government gives loans of Rs.60,000 for buffalo, Rs.40,000 for cows, Rs.720 for chickens, and Rs.4000 for sheep/goats. You get this loan from a bank or financial institution Pashu Kisan Credit Card holders at only 4 percent. 6 equal loan payments are made to livestock breeders. Within five years, farmers must repay their loans. Banks typically charge farmers a 7 percent interest rate on loans, but in the case of the Pashu Kisan Credit Card, farmers who raise animals receive a 3 percent government refund.

let us

Let us tell you that in times of need, farmers get easy loans at cheap interest rates. He avoids falling victim to the debt trap in this way. This card functions like a debit card for veterinarians. Also, the farmers are protected from moneylenders and they do not have to mortgage their land or other property.

How to apply for the card

First of all, you have to go to your nearest bank. The bank will provide you with an application form. You must fill out and submit this form. For KYC you need to submit some documents. If you are unable to visit the bank, you may fill out this form online by going to any CSC facility. After filling out your form, documents will be verified and if you are eligible then you will get your Kisan Credit Card within 15 days.

These documents are necessary

For this Pashu Kisan Credit Card, a farmer’s Aadhaar card, PAN card, animal health certificate, voter ID card, bank account, land document, and passport-size photo will be required.

Read More: Govt Scheme: You will get 41 lakh rupees on investment in this government scheme, see what are the plans

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