A lot of institutions have introduced unique FD with higher interest rates, but these FDs are only available temporarily. Special FDs with time restrictions are offered by banks including SBI, IDBI Bank, and Indian Bank. New tenures with higher interest rates have been launched by banks like Bank of India, Canara Bank, and HDFC Bank. In this case, we’re going to talk about some exceptional FD that offer their clients significant returns on FDs, but this offer is only available while supplies last.
Indian Bank
The Bank of India has reportedly launched a new 400-day FD (Monsoon Deposit) with the highest interest rate. On deposits maturing between 7 days and 10 years, the bank offers regular clients interest rates in the range of 3% to 7.25 percent. The bank recently established a new 400-day term with a top interest rate of 7.25%.
Bank HDFC
For regular consumers, the bank introduced two limited-time fixed-rate FDs with terms of 35 and 55 months and interest rates of 7.20 and 7.25 percent, respectively. The bank gives 7.60 and 7.75 percent to senior folks. Higher FD rates are offered at 7.20% for 35 months and 7.25% for 55 months, according to the HDFC Bank website. Senior citizens will also receive an additional 0.50% benefit.
Specific FD with a deadline
On August 15, 2023, SBI’s unique FD Amrit Kalash will become invalid. The Amrit Mahotsav FD from IDBI Bank, which has a 444-day term as well as a 375-day term, will expire on August 15, 2023. The IND Super 400 Days special FD from Indian Bank goes under that name. On August 31, 2023, IND SUPREME 300 DAYS will come to an end. The final day to invest in Punjab and Sindh is September 30, 2023, and higher interest rates are available for 400-day and 601-day terms.
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