Best Saving Tips: If you also want your savings to be the best return, then mutual funds can be a good option. By investing here, you can secure your future by collecting good funds.

The best saving advice is to maximize your profits on your investments. But for this, you need to act wisely. The best return on savings gives you a good feeling. Before making any kind of investment, it is important that you get complete information about the returns you will get in the future. Perhaps you will also have the same plan that after an age the money invested can be of maximum use to you and your family.

It is important to have 1.2 crores in the bank,
In the midst of rapidly rising inflation, if you need 50 thousand rupees for expenses every month, then start investing soon. It is a good thing if you have already started investing. At present, the average annual interest rate of banks is around 5 percent. In such a situation, for interest of 50 thousand rupees every month, you should have a fund of at least 1.2 crores. On this fund, you will receive $50,000 in interest each month.

You must make a SIP of Rs. 3500 per month.
Suppose you are now 30 years old. At this time start a SIP of Rs 3500 per month in your name. In the current round of SIP, you are expected to get an annualized return of at least 12%. By doing a SIP of Rs 3500 (Rs 42 thousand per annum) every month for 30 years, you invest Rs 12.60 lakh in this period. If you get a 12 percent return annually on this investment, then on completion of 30 years, you will have a fund of 1.23 crores ready.

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Return on these funds of 18–20%
If you calculate the interest on a fund of 1.23 crores @ 5 percent per annum, it is Rs 6.15 lakhs per annum. In this way, you will easily earn 50 thousand rupees every month. Let us inform you that during the past few years, SBI Small Cap Mutual Fund has provided returns of up to 20%. Additionally, the 18.14 percent return from the Nippon India Small Cap Mutual Fund Scheme is noteworthy.

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